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Specialized Loan Servicing Questions and Answers

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Question:
Top Question
#10897

Loan#100727****.

Can I go paperless and pay online?

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Answer:
by #1781877

According to the Specialized Loan Servicing Help page, the company accepts online payments. You can set up autopay online or you can make a one-time online payment using the Specialized Loan Servicing portal. The company does not charge any fees, however, your banking institution may charge a fee.

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Question:
#170472

when do you update the mortgage rating with the credit reporting agencies.

I am trying to refinance and my credit report is reflecting specialized loan serves hasn't updated my payment status since November 2021. How long does it take for you to notify the credit reporting agency's

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Answer:
by #2539901

Search Specialized Loan Services They had 2 cases in 2021 https://***/f/documents/bcfp_consumer-rights-summary_2018-09.pdf

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Question:
#23079

CAN I REFINANCE.

I WANT TO REFINANCE

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Answer:
by #1769453

According to Specialized Loan Servicing FAQs, in order to apply for refinancing you can try online tool Loan Finder or call 888-993-3736 and SLS representatives will help you.

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Question:
#21092

can i make a payment on line with a debit card.

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Answer:
by #1740213


Regarding your payments you should contact Specialized Loan Servicing customer support by calling at 1-80*-315-4757, Monday through Friday from 6:00 a.m. until 6:00 p.m. MT

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Question:
#14877

Just found out today my loan was transfered form well fargo.I need instructions on how to make my payment. Wells Fargo transferred my loan to u and I have not got any information on how to make an online payment.

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Answer:
by On Behalf of Pissed Consumer Help Center #1616952

The Specialized Loan Servicing website provides sufficient details on how to make a payment on your loan. You can:

  • Set up automatic monthly payments (ACH)
  • Mail your payment
  • Pay over the phone
  • Pay via MoneyGram
  • Pay at Western Union location
Detailed information on each method is available here https://www.computershareloanservices.com/us/individuals/homeowners/i-want-to-make-a-payment.
You can also make your one-time online payment here https://sls.servicingloans.com/makeapayment/.
Please note that online payments should be made only through your account at Specialized Loan Servicing (sls.net). It is the only website authorized to accept your online payment.
If you need any assistance with your payment, please call Specialized Loan Servicing Customer Care at 1-800-315-4757.

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Question:
#14571

Loan transferred from wells fargo.

I need instructions on how to make my payment. Wells Fargo transferred my loan to u and I have not got any information on how to make an online payment.my loan# was 015048****

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Answer:
by #1781874

According to the Specialized Loan Servicing Help page, you can make a payment using one of the following methods:
  • Set Up autopay online. You can automate payments from your bank account. Specialized Loan Servicing charges no fees, however, your banking institution may charge a fee.
  • Make a One-Time Payment Online. You can make a one-time payment using the Specialized Loan Servicing portal. The company does not charge any fees, however, your banking institution may charge a fee.
  • Pay by Phone. You can use the Specialized Loan Servicing voice response system. Please note that $7.50 3rd party fee may apply. Please call at (800) 315-4757 between 6:00 AM until 6:00PM MT.
  • Pay By Mail. You can send a check, cashiers check or money order. Mail payments to Specialized Loan Servicing LLC P.O Box 60535 City of Industry, CA 91716 – 0535. Mail overnight payments/payoffs to Specialized Loan Servicing LLC 8742 Lucent Blvd, Suite 300 Highlands Ranch, CO 80129-2386
  • Pay by Wire Transfer. You can send a payment using Western Union or MoneyGram.
  • Set up Bill Pay with your bank.

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Question:
#13658

Payoff.

I have a couple wanting to buy my house , I need a payoff amount and how to do this with this couple being the buyer.

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Answer:
by #1781875

According to the Specialized Loan Servicing Help page, if you need a mortgage assistance program, you should contact SLS at (800) 315-4757 to discuss the process. You should be ready to provide the following information:
  • Income verification
  • Prior year's W-2 or Tax Return (if self-employed)
  • Copy of P&L statement (if self-employed)
  • Letter of hardship
  • Current bank statements

An SLS Mortgage Assistance Application (RMA) should be executed in full. It can be downloaded from the company official website. The RMA outlines additional documentation that must be provided with your application. For further assistance, please call at (800) 315-4757 and provide Specialized Loan Servicing Customer Support with full details regarding your issue.

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Question:
#11235

Refinancing Current Loan.

I currently have a loan with you for 6% with 18 years left. We'd like to refinance at a lower rate to lower the payment.

What are your current rates for refinancing for 15 and 30 year mortgages? A little about the process would be appreciated too. Our balance is about 215K and my wife and I both have sterling credit. P.S.

(FYI) I don't understand what the term 'Pissed Consumer' refers to on the bottom of your 'Ask A Question' inquiry box. I clicked it in order to submit my question but It might be a misprint, you'd better check it out !

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Answer:
by #1781876

According to sls.net, you may use the Specialized Loan Servicing Loan Finder. It is an online tool that can help to decide if the refinance is right for you. You may try Loan Finder on the company website.
Specialized Loan Servicing offers the following refinance options:
  • Lower your monthly payment
  • Lower your interest rate
  • Take cash out of your home
  • Lock in a fixed interest rate
  • Pay off your home faster
  • Eliminate mortgage insurance

Please note that limitations and restrictions may apply. For further assistance, please call at Specialized Loan Servicing 1-88*-993-3736.

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Question:
by Alison B Okm #192868

What do we need to know ? I have heard banks will change rates and terms to watch for any change is not legal. But has anyone reviewed or received new terms ?

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